Anyone who owns a home or commercial property should be aware of the level of flood risk in the area. If your property is affected by a flood, it can cause significant interior damage and even affect the building’s structure. Due to the potential damage that comes with flooding, knowing your property’s specific risks is very […]

If you’re new to owning a home, you might not realize that your homeowners insurance doesn’t cover flood damage. If you live anywhere near a floodplain, or where there’s a heightened risk of flooding, make sure you purchase the appropriate insurance. Otherwise, you could find yourself liable for tens of thousands of dollars in damage […]

If you are buying property in Texas and there is a flood risk, chances are you will need to learn about flood elevation certificates. These documents confirm property features, including location, flood zone, building characteristics and the elevation of the lowest floor. Issued by FEMA’S National Flood Insurance Program, insurance companies use them to determine […]

Flood maps get drawn up and released by the Federal Emergency Management Agency (FEMA) after they have completed broad studies of a large area of land. These studies they perform do not necessarily evaluate individual properties—they are focused more on large-scale trends. They then designate certain areas as being Special Flood Hazard Areas (SFHAs). An […]

A flood elevation certificate becomes necessary to help determine coverage under the National Flood Insurance Program. It indicates the elevation of a building on land in order to estimate vulnerability in the event of a flood. This certificate is frequently a requirement for homes and businesses in high-risk areas if you want to secure flood […]